Invoff - Innovating Insurance Businesses
Invoff - Innovating Insurance Businesses
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Put simply, we relish overcoming barriers

 and it was a barrier that spawned the idea for INVOFF.

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About Us

We are on a mission to create the underlying ecosystem that connects the insurance value chain, eliminating silos to deliver truly customer-centric operations.  


Our insurance market run by people, relationships, data and trust. But too often, we remain z even within our own organisation.


Emails, Teams chats, and scattered tools aren't enough. We hop between systems to manage relationships, submissions, quoting, and renewals, leaving behind a trail of fragmented data, duplicated effort, and slow progress. As AI reshape how we work, we need intelligence that works across systems.


From triaging submissions and generating tailored forms to applying embedded pricing models and guiding underwriter decisions, Invoff connects the dots and thinks ahead.

Invoff enables brokers, MGAs, and insurers to collaborate faster, serve smarter, and make decisions backed by real-time intelligence. This isn’t about adding more software but connecting your people, processes powered by AI working alongside them.


Our mission

How ?

What ?

What ?

Enabling positive interactions and transactions from anywhere, anytime with human experiences and outcomes front and centre. 

What ?

What ?

What ?

Unlocking technology potential to deliver human-friendly solutions and creating a harmonised work environment for Insurance businesses so they can focus on meeting customer needs and driving down waste. 

Focus

What ?

Focus

Our initial focus is a use case to support the London Insurance Market modernisation and deliver a low-friction B2B2C environment. In an industry where expense ratios are as high as 40%, it impacts the ability to provide relevant, accessible, and affordable insurance to the global market. Efficiency is needed to increase the relevance of the London Market globally. 

our values

Human

Always human - human intelligence-led, technology-enabled – deeply empathetic, compassionate, and kind.

Fearless

Overcoming barriers, challenging the status quo and improving interactions 

Diverse

Be that mind, body and spirit – we seek to empathise and represent the world we aim to serve 

Drive

We want to do more than survive; we want to improve and grow—as individuals, as an organisation, and in meeting customer and partner needs. 

Meet our team

Parminder Kaur (Founder & CEO)

Parminder Kaur (Founder & CEO)

Parminder Kaur (Founder & CEO)

I am excited about using technology to modernize the insurance industry.

Gurkaran Singh

Parminder Kaur (Founder & CEO)

Parminder Kaur (Founder & CEO)

Product Manager

Sapna Dhiman

Parminder Kaur (Founder & CEO)

Subash Khatiwada

Web Designer /UX

Subash Khatiwada

Subash Khatiwada

Subash Khatiwada

Tech Lead 

Jasjit Singh

Subash Khatiwada

Jasjit Singh

HR Director

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Invoff - Connecting the insurance value chain

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